Severe frost last winter has caused enormous damage to real estate owners - everywhere there are frozen and broken pipes. Last winter was a real challenge for apartment associations: tons of snow needed to be removed from the roofs and therefore many roofs have suffered - either from the weight of the snow, or from the snow cleaning tools.Unfortunately, a lot of accidents happen with cars and people in winter, because of the melting snow on the roofs. Those real estate owners, who have signed "against all risks" insurance and liability insurance policies are in better situation. In their case, all the expenses will be covered by the insurance company.
